Does anyone have a written identify theft prevention program or know where to get one?


"On November 9, 2007 the OCC, Board, FDIC, OTS, NCUA and FTC (the Agencies) jointly issued the final rules and guidelines implementing section 114 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) and final rules implementing section 315 of the FACT Act. The rules implementing section 114 require financial institutions or creditors to develop and implement a written Identity Theft Prevention Program (the Program) to detect, prevent, and mitigate identity theft in connection with covered accounts and to establish policies and procedures to assess the validity of a change of address. These rules and guidelines became effective January 1, 2008, and require financial institutions to comply by November 1, 2008.

The Identity Theft Red Flags rules and guidelines apply to financial institutions and/or creditors such as:

Banks
Credit Unions
Savings Associations
Auto Dealers
Mortgage Lenders
Mortgage Brokers
Utility Companies
Phone Companies
Other Creditors
"

I took a Class from The F.B.I. and I think I can round up a source for you; or a Contact Person in D.C.

I trust that you already tried your hand at googling Mortgage Fraud or Real Estate Fraud, or Identity Theft. There's plenty out there.

Most of the Larger Banks have a program; because most of the Larger Banks have already fallen Victim - multiple times.

thanks, that would be nice. We are a mortgage broker, not a lender. I have googled the terms but didnt find anything to brokers specifically. I am looking for a template that could help me get started