Just study. Try to read the answers before you read the question.
I strongly suggest working for a company that does out of state lending as Texas has several predatory lending laws preventing several options for refinancing to obtain cash out and split loans. Not having some of these items at your disposal hurts your chances at success.
I network with several in that state who struggle. I also see production numbers for offices located in the state, which houses 1 of our corporate offices, and they are dramatically lower than many other states.
Do not let this scare you just try to take my advice and do not let the salesman sell you on this not being an issue. (Broker/Owner)
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Greg PhillipsManager Fairfield Mortgage Company"Servicing all 50 states"Web: Home Forums Blog